Compliance Manager (EU MLRO Operations)

Job Description

On our path to becoming the world's favorite way to shop, we’re assembling an unparalleled global talent network, accelerating individual careers, and disrupting entire industries. We are on a mission to liberate humanity from all the meaningless time spent managing their purchases and finances, so they can do more of what they love. We’re in search of global talent eager to embrace a hypergrowth atmosphere and defy their own expectations. Klarna was founded in Stockholm, Sweden in 2005. Since then we’ve changed the banking industry forever. And now we’re creating the world’s smoothest shopping experience. We serve over 90 million consumers worldwide, and partner with 250,000 merchants – with a new merchant joining us every 8 minutes. Including some of the world’s leading brands, such as H&M, ASOS, IKEA, Adidas, Samsung and Lufthansa. Our offices are spread over 17 different markets, hosted by 5000+ employees from 100+ nationalities. Do you want to be a leader within an international, growing Compliance function, working for one of Europe’s largest FinTech/disruptor-banks, that wants to revolutionize the financial industry? Klarna is looking for new members to strengthen the MLRO function. We are looking for a Compliance Manager to lead our operations across some European countries as an EU MLRO.

Your day to day will include:

• Monitor and regularly control that Klarna Bank is complying with external rules within certain EU Markets and Klarna’s internal rules.
• Provide advice and support to Klarna Banks’s employees, contractors and other persons involved in its activities regarding AML/CTF, Compliance and GDPR in a similar capacity.
• To establish and maintain adequate arrangements for awareness and training in relation to AML/CTF across multiple jurisdictions;
• To act as the central liaison with regard to Money Laundering/Terrorist Financing between Klarna Bank and several EU Financial Service Authorities, Police and any other relevant authorities and law enforcement agencies including complying with court orders and other orders imposed by the authorities, and to act cooperatively and responsibly in this manner.
• Control and regularly assess whether internal rules and procedures to prevent the business being used for Money Laundering or Terrorist Financing are appropriate and effective.
• Control and regularly assess whether internal rules and procedures to comply with relevant applicable national laws are appropriate and effective.
• Lead and follow up on applicable reporting obligations across certain key European markets.
• Provide recommendations to the relevant stakeholders based on the observations made.
• Support alignment within the MLROs in the Group.
• Responsibility for SAR reporting (including but limited to decision making and monitoring) and ensuring that information is provided to the Financial Intelligence Unit (FIU) in the manner stipulated, when this is applicable.

Requirements:

• Degree of Master of Laws, Master in Science of business and economics or other relevant degree.
• Documented experience from Financial Service Industry, from FinTech-companies, or other relevant experience.
• Knowledge of (i) patterns and methods of Money Laundering and Terrorist Financing, (ii) Compliance best practices and (iii) GDPR.
• In addition, it is a plus to possess one of the following language skills: Czech or Greek.
• The EU Operations MLRO shall keep skills and knowledge regarding Compliance, GDPR, Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) matters up to date by: Attending relevant training, workshops and external seminars; Subscribing to relevant newsletter, press releases and published reports.

Please send in your application in English . Please be advised that applications that are not in English can not be considered. What we offer: Diversity & Community With our diversity of skills, perspectives and backgrounds, we can create, innovate, and disrupt like no other. Diversity is part of who we are, and essential to our success. Ownership & Impact Here, every voice matters. We’re organized into hundreds of small teams, each run like a start-up, focused on their own problem-space. Trust & Collaboration Successes and failures are won together at Klarna in a melting pot of teams. Win, lose, and learn, we’re on this path together. If you love what you do, you should love where you do it. We appreciate that everyone’s different and has their own preferences of where and how to work. We genuinely believe in the power of regular face-to-face interactions in building close connections with our teams, but we also strongly believe people can work effectively remotely. This means that combining both is the key to success. At Klarna, You can choose between working from the office, remotely within your employment country, or even outside of it for up to 20 working days per year. Flex it up!  Additionally, we’re providing each Klarnaut with a contribution and equipment to improve this flexible work life. Use it to glow up that personal home office space, or upgrade those work accessories. Challenges & Rewards We take a very Swedish approach to benefits. Support for parents, health and wellness perks—we’ve got you covered. About Klarna Since 2005 Klarna has been on a mission to revolutionize the retail banking industry. With over 90 million global active users and 2 million transactions per day, Klarna is meeting the changing demands of consumers by helping them save time and money while better managing their cashflow and making informed decisions. Over 250,000 global retail partners, including H&M, Saks, Sephora, Macys, IKEA, Expedia Group, and Nike have integrated Klarna's innovative technology to deliver a seamless shopping experience online and in-store. With over 5,000 employees, Klarna is active in 20 markets and is one of the most highly-valued private fintechs globally, with a valuation of $45.6 billion. For more information, visit Klarna.com It is our commitment that every qualified person will be evaluated according to skills regardless of age, gender, identity, ethnicity, sexual orientation, disability status or religion. Please refrain from including your picture and age with the application. Apply for this job