Collateral Underwriter 3 - National Project Review Eligibility Services

Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wells Fargo’s Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services.

The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.

Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex consumer requests and products with few deviations and within company and industry guidelines. Review may result in suspension of credit decision. Depending on division, functions may include reviewing of appraisals valuations, HOA Certifications, insurance, budgets, financials, ensuring conversion documents are completed per investor requirements, title policies and other supporting documentation to recommend and approve requests within decisioning authority levels by way of automated scoring system or traditional underwriting; assisting with the calculations and preparation of reports for review; responding to customer inquiries; works with internal and external business partners to gather information to make appropriate decisions; provides quality oversight and mitigates collateral and program risk for borrowers and organization.

**Please Note** The following will be the working hours for each site. AZ 9a-6p, MN 10a-7p, NC 11a-8p

• 4+ years of experience in credit underwriting, collateral underwriting or a combination of both

• Knowledge and understanding of loan administration: processing, underwriting, and closing
• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment

• Familiar with Correspondent Lending
• Condominium Project Review experience
• Strong analytical skills with high attention to detail and accuracy

• Ability to provide and work from a home office
• This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.

The salary range displayed below is based on a Full-time 40 hour a week schedule.
MN-Minneapolis: Min: $51,100 Mid: $71,000 Max: $90,900
NC-Charlotte: Min: $51,100 Mid: $71,000 Max: $90,900
AZ-Chandler: Min: $51,100 Mid: $71,000 Max: $90,900

MN-Minneapolis: 2650 Wells Fargo Way - Minneapolis, MN
NC-Charlotte: 1525 W Wt Harris Blvd - Charlotte, NC
AZ-Chandler: 2850 S Price Road - Chandler, AZ

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits

Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.