Corporate & Investment Bank - Credit Risk – Analyst

Job Description

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.5 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small business, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com .

J.P. Morgan is a place for talented people from all backgrounds and perspectives because our clients come from all backgrounds and perspectives. We encourage a culture of inclusion, where everyone's opinion counts and all employees have the freedom to deliver their absolute best. This is why we work hard and invest in attracting and developing a diverse workforce. Learn more about our Business Resource Groups in how they help our employees build successful careers and reach their greatest potential.

The Credit Risk team in Malaysia is a part of the Corporate & Investment Bank (CIB) - Credit Risk function of JPMorgan. The team works closely with the in-country lines of business including Global Corporate Banking (GCB), Investment Banking (IB) and Markets teams and manages exposures on clients. Primary responsibility for managing the client credit relationship, i.e. ensuring that all credit-related activities for the Bank's clients are executed, approved, monitored and reported in a manner consistent with the Bank's internal policies and guidelines. This would include frequent client contact to have a current and prospective view of the client, its industry and credit needs; build and maintain an active network throughout the Investment and Corporate Bank to manage the Bank's credit exposure and assist those business units in cross selling the firm. In addition, the team is actively involved in legal entity regulatory compliance and working with multiple risk stripes.

Responsibilities:

• Individual will be expected to provide strong support on end to end execution of transactions including due diligence, credit analysis, financial modeling, structuring, and preparing credit packages across a range of industries.
• Ongoing monitoring and management of the team’s portfolio of corporate and FI credit clients.
• Support local legal entity risk management requirements in line with local regulations
• Interact closely with stakeholders including client coverage, product bankers, traders, credit executives, and external & internal legal teams.

Skills/ Experience Required:

• Experience – 1-3 years in a credit related role
• Education – Degree in Business Management / Administration, Finance, Economics, or Accounting is preferred
• Ability to provide strong support on detailed due diligence for complex transactions, with strong credit analysis skills
• Proficiency with MS Excel and ability to navigate through complex financial models, as well as other Microsoft Office programs (Word, PowerPoint, Outlook etc.)
• Possesses strong quantitative ability in analyzing and interpreting financial statements, draws well-thought out conclusions from analysis, and is Credit trained
• Knowledge / experience of trade finance, derivative documentation (including ISDA and CSA), as well as familiarity with term sheets / loan documentations is preferred
• Knowledge of regulatory requirements as they apply to financial institutions
• Strong communication skills, both written and verbal - fluency in English essential, Mandarin preferred
• Ability to work under tight timelines and multi-task
• Flexible mindset with solution orientation (going beyond identification of risks)
• Active listener and strong teamwork/partnership approach (both with business partners and within Credit)
• Ability to form a credit view and defend it
• Organized, motivated, and proactive, with willingness to take initiative