Financial Crime Analyst (French & Portuguese Speaking) - Based in Paris

Job Description

Our mission ? Making day-to-day banking easier for SMEs and freelancers thanks to an online business account that's combined with invoicing, bookkeeping and spend management tools. Thanks to its innovative product, highly reactive 24/7 customer support and clear pricing, Qonto has become the leader in its market. Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 500,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking! Our values: Customer focus | Prioritize customers in everything you do Ownership | Own your part, get things done Teamwork | Make (team)work easy Mastery | Continuously raise the bar Integrity | Always do what’s right, and respect people Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality. Discover the steps we took to create a discrimination-free hiring process . ⭐ Mission Join us as a Financial Crime Analyst to combat money laundering and terrorist financing by conducting rigorous financial investigations and submitting suspicious activity reports to TRACFIN . You'll be part of our expanding Financial Crime team, playing a key role in supporting Qonto's growth in France and Portugal while maintaining the highest compliance standards . You will work closely with Juliette Herault-Vigliano, our Lead Financial Crime, and join a motivated team that transforms transaction alerts into actionable intelligence to protect Qonto and its customers. 👩‍💻🧑‍💻 As a Financial Crime Analyst at Qonto, you will • Conduct enhanced investigations on suspicious activities flagged by our transaction monitoring tools , going beyond initial AML screening • Prepare and submit suspicious activity declarations to TRACFIN, which will comprise 70-80% of your core responsibilities • Develop and maintain knowledge about various financial crime typologies , including fiscal fraud, corruption, and emerging financial crime signals • Collaborate with Risk, Security, and Data teams to develop new detection scenarios for potential financial crimes • Support our expansion into Portugal (new market) by handling cases requiring Portuguese language skills (approximately 5% of your portfolio) 🤔 What you can expect: • Work in a fast-paced environment with a team that's valued and supported within Qonto's strong compliance culture • Collaborate with multiple internal departments, including Risk, Security, AML Ops, and Data teams, to detect and investigate potential financial crimes • Develop specialized knowledge in specific areas of financial crime investigation based on your interests and expertise • Potential career growth opportunities as Qonto expands into new markets, particularly Portugal, where your language skills will be a strategic advantage 🤝 About your future manager The team is managed by Juliette , our Lead Financial crime at Qonto. • Her path? After pursuing a Law degree and a Business School diploma, Juliette discovered her passion for Compliance and Financial Crime matters. Over the past couple of years, Juliette has been actively involved in our Financial Security team by doing in-depth investigations, but also working on the development of tools and processes at Qonto. Her previous experiences include roles at Coinhouse, a crypto-specialized Fintech, where she served as a Compliance Officer, but also in a Law firm where she was working for the white collar department. • What does she bring to the team? Juliette values teamwork and promotes a collaborative environment. Her background in law and compliance equips her with the skills and expertise to navigate the complexities of the financial industry effectively. With a strong focus on communication and knowledge sharing, she fosters a positive work culture that encourages growth and development within her team at Qonto. 🏅 About You • Legal Knowledge : You have a strong understanding of French financial crime regulations and legal frameworks, preferably with a background in criminal law, business law, or criminal business law, to help you understand the nuanced aspects of financial crime • Analytical Skills : You can analyze complex data sets and develop detection scenarios for emerging financial crime methods, demonstrating curiosity and intellectual engagement with the work • Languages : You are fluent in French and Portuguese, with Portuguese skills being a strategic advantage for our expansion plans • Experience : You have at least prior experience in Financial crime, preferably in the Fintech or banking industry • Location : This role is based in our Paris office At Qonto, we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along. 🎁 Perks A tailor-made and dynamic career track. An inclusive work environment. And so much more to help you succeed. - Offices in Paris, Berlin, Milan, Barcelona, and Belgrade; - Tailor-made remote work policy depending on the job you apply for and where you live; - Competitive salary package; - A meal voucher; - Public transportation reimbursement (part or global); - A great health insurance (depending on the country); - Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities; - A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners; - Monthly team events. 💬 Our hiring process: - Interviews with your Talent Acquisition Manager and future managers - A remote exercise to demonstrate your skills and give you a taste of what working at Qonto could be like We will send you an interview guide so you can best prepare yourself. On average, our process lasts 20 working days and offers usually follow within 48 hours 🤞 To learn more about us: Qonto's Blog | Les Échos I L'Usine Digitale | Courrier Cadres To know how your personal data will be processed during your application process or to request its deletion, please click here . Apply for this job