Anti Money Laundering Analyst - German Market 🇩🇪

Job Description

Our mission ? Making day-to-day banking easier for SMEs and freelancers thanks to an online business account that's combined with invoicing, bookkeeping and spend management tools. Thanks to its innovative product, highly reactive 24/7 customer support and clear pricing, Qonto has become the leader in its market. Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 450,000 customers. Thanks to our wonderful team of 1,400+ Qontoers, we also made it to the LinkedIn Top Companies French ranking! Our values: Customer focus | Prioritize customers in everything you do Ownership | Own your part, get things done Teamwork | Make (team)work easy Mastery | Continuously raise the bar Integrity | Always do what’s right, and respect people Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality. Discover the steps we took to create a discrimination-free hiring process . Join us as an Anti-Money Laundering Analyst to bolster our financial security efforts by efficiently managing alerts and detecting fraud within customer transactions. You will join our AML/CFT system (Anti-Money Laundering/Combating the Financing of Terrorism) team. Under the guidance of Khadra , our Team Lead for the German Market, you will play a pivotal role in maintaining the integrity of our financial transactions and in preventing exposure to potential Money-laundering or Terrorist Financing risks, by directly contributing to Qonto's commitment to providing a safe and trustworthy banking experience. 👩‍💻 👨‍💻 As an AML/CFT Analyst Germany at Qonto, you will • Analyze and manage transaction alerts daily, ensuring thorough investigation and documentation. • Communicate effectively with clients and counterparts to gather necessary documentation for analysis and to obtain key information. • Stay up-to-date with the latest fraud patterns and adapt strategies accordingly. • Take appropriate action in case of detection of an anomaly on the client's account. • Work closely with the Financial Security team to escalate suspicious activities. • Contribute to continuous improvement efforts by identifying and proposing process optimizations. ✨ What you can expect • Market/Team Context: You’ll be joining a diverse, international and dynamic team based in Serbia (40+ AML Officers) • Methodologies, how we work, and what we value: Emphasis on autonomy, flexibility, and continuous learning. You’ll be part of a culture that values innovation and adaptability in the face of evolving fraud patterns. • Tools we use: State-of-the-art fraud detection and analysis software, alongside internal tools developed to streamline processes. 🤝 Your future manager Khadra , our Lead AML/CFT for Germany, will be the one to help you succeed. • Their path: Before joining Qonto, Khadra worked 4 years as a Compliance Officer in Munich. For 2 years, she has helped expand the AML team at Qonto by working in the French & German markets. She is currently leading the German AML team • What she can bring to you: Her great knowledge of the company and her expertise in AML-related topics. She will listen to your proposals and leave you with complete autonomy, always available to help you achieve the objectives together. Khadra leads with a vision oriented towards autonomy and flexibility, providing ample space for innovation and personal growth. Her background in financial security and her proactive leadership style make her an excellent mentor for those looking to deepen their expertise in anti-money laundering practices. 🏅About You • Experience : You graduated in an AML-related field, or you have a first experience as an AML/CFT Officer in the banking of finance sector (up to 6 months) • Customer-Oriented : You have an appetite for customer relations • Solution-Oriented: You’re not just about identifying problems, you’re about finding and implementing solutions. • Adaptability: You thrive in rapidly changing environments and are quick to pick up on new fraud patterns • Curiosity: A continuous desire to learn about the latest in financial security and fraud prevention • Organization skills : You are extremely rigorous and curious • Analytical mindset : You are comfortable with numbers, and you have a keen eye for detail and analysis • Synthesis : You have a capacity for synthesis and know how to look at the big picture in your subjects • Languages : You are fluent both in German and English 🦄 Nice to have : • You have been trained in problem-structuring and analysis in a consulting firm or bank for at least 6 months • You speak another European language At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along. 🎁 Perks A tailor-made and dynamic career track. An inclusive work environment. And so much more to help you succeed. - Offices in Paris, Berlin, Milan, Barcelona, and Belgrade; - Tailor-made remote work policy depending on the job you apply for and where you live; - Competitive salary package; - A meal voucher; - Public transportation reimbursement (part or global); - A great health insurance (depending on the country); - Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities; - A progressive disability, and parenthood policy as part of our commitment to the Parental Act (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners; - Monthly team events. 💪 Our hiring process: - Interviews with your Talent Acquisition Manager and future managers - A remote exercise to demonstrate your skills and give you a taste of what working at Qonto could be like We will send you an interview guide so you can best prepare yourself. On average our process lasts 20 working days and offers usually follow within 48 hours 🤞 To learn more about us: Qonto's Blog | Finextra | TechCrunch To know how your personal data will be processed during your application process or to request its deletion, please click here . Apply for this job